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Refund Policy

Last updated: August 27, 2026

This Refund Policy explains how coin purchases ("deposits"), gifts, and creator earnings work on SecretHeat, and what your options are if something goes wrong with a payment.

1. How deposits work

SecretHeat's coin top-up is a manual process: you pick a coin package, pay via the QR code or account details shown, and submit your payment (optionally with a screenshot as proof). Your deposit is then reviewed by our team, who either approve it — crediting the coins to your wallet — or decline it, with a reason, if we're unable to confirm the payment.

2. Declined deposits

If a deposit is declined (for example, we couldn't verify the payment was received), no coins are credited to your wallet, and no charge should have gone through on our end since we never take payment directly — you pay externally via your own banking or payment app. If you believe you paid but your deposit was declined in error, contact support with your payment reference so we can review it manually.

3. Coins are non-refundable once credited

  • Once a deposit is approved and coins are credited to your wallet, that purchase is final and non-refundable — coins are a virtual item, not a stored monetary balance.
  • Coins have no cash value and cannot be exchanged back into real currency by the person who purchased them.
  • Gifts sent to a streamer using your coins are final once sent — we can't reverse a gift after it's been given, since the recipient's earnings are calculated and credited at the moment it's sent.

4. Exceptions

We may, at our discretion, make an exception and reverse a transaction in cases such as:

  • A verified technical error on our end (e.g. you were charged twice for the same deposit, or a gift was sent without your action due to a confirmed bug).
  • Fraudulent activity on your account confirmed after investigation.
  • A legal or regulatory requirement to do so.

Exceptions are evaluated case by case — contact support with details and we'll investigate.

5. Creator earnings and payouts

Streamers earn a percentage of the coins gifted to them, credited to their earnings balance and shown in rupees. Earnings are separate from your own purchased coin balance and follow their own withdrawal process. Reversing a gift (per an approved exception above) also reverses the corresponding portion of the recipient's earnings tied to that gift.

6. How to request a review

If you believe you were charged incorrectly, a deposit was wrongly declined, or a gift was sent in error, contact us at support@secretheat.online with your account username, the approximate date/time, and any payment reference or screenshot you have. We aim to respond to all refund/dispute requests within a reasonable time.

7. Changes to this policy

We may update this Refund Policy from time to time. If we make material changes, we'll update the "Last updated" date above.

Note: This page reflects SecretHeat's actual deposit-review and gifting flow, but it's a general-purpose template and hasn't been reviewed by a lawyer. Since this involves real payments, we'd recommend having a legal professional review this (and the Privacy Policy) for your specific jurisdiction before relying on it as your official policy.